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05, with a complete payback degree of $1,800.93 which including the 3% payment compensated from your loan sum, would have a complete cost of $255.ninety three. Agent 19.99% APR. When you borrowed $five,000 over a 38 month time period and also the loan had an 6% origination cost ($three hundred), your monthly repayments could well be $182.74, with a